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Starting from 1 July 2014, SMSFs will be required to receive contributions electronically from employers. For employers with 19 or fewer employees, the start date is delayed to 1 July 2015. To assist the employers, SMSF

In September Michael visited Opportunity Abroad in India, a charity organisation set up to provide micro loans to the very poor. It operates on a Hands up not, Hands out principal and enables individual families to start